Save 1 hour at the dealership
Apply online for a car loan
Getting pre-approved is the fastest and easiest way to secure the car you want!
Are you applying for financing for yourself, or jointly with a co-borrower?
Online car loan pre-approval is fast and secure
Ready to get behind the wheel of a new car, truck, or SUV? Then it’s time to get pre-approved for a car loan so you can shop with confidence!
The price is right
When you’re pre-approved, you’ll know exactly how much lenders are willing to borrow to you. That makes it easy to find a car in your budget and can help you decide if you can afford a newer vehicle or one with more features.
Secure & speedy
It takes just a few minutes to complete our simple online car loan pre-approval application and your information is always handled with the highest level of security and privacy.
Simplified shopping
When you’re pre-approved, you’ll know exactly how much you can borrow and what your interest rate will be. This makes it easy to calculate what your monthly payments will be and makes it easy to shop for a car that fits in your budget.
Seize your chance
If you find a used vehicle with the right make, model, color, mileage, and price, it’s unlikely there’s another one on the lot like it. And if you miss your chance, you could be looking for a long time. Lock in your top choice by getting pre-approved online.
Hassle-free & fun
Once you’ve got your financing locked in, car shopping become fun. You’ll know exactly what you can afford, making it easy to focus on just the used cars, trucks, and SUVs that fit your budget, style, and needs.
Apply & drive
Don’t waste time waiting to hear back from lenders. By getting pre-approved before you shop, you’ll be ready to take your new car home the same day you find it!
Frequently asked questions
I’m a first-time buyer. Can you help me get approved?
Absolutely! Our car loan financing experts can get you approved with any credit score or history — including no credit score or history! We make it easy to understand your options and build your credit with our guaranteed financing approvals.
I’ve been turned down for credit before. Can I still get approved?
Yes, you can! We offer guaranteed car loan financing for any credit score or situation. Even a history of bankruptcy or repossession is no problem for us! If you’ve been turned away by other dealerships, come to Coastal Auto Group and let us get you approved!
What factors determine your monthly car loan payment?
There are three basic factors in determining how much your monthly car loan payment will be. 1.) The total loan amount. This is the price of the vehicle plus things like tax, title, and licensing and minus your down payment and any trade-in value. 2.) Your interest rate. Your credit score is the main determiner of your interest rate. The higher your credit score, the lower your interest rate. The lower your interest rate, the less you spend paying back the loan. 3.) Your loan term. A shorter term loan means higher monthly payments, but a lower overall cost. A long loan term will shrink your monthly payment amount, but will cost you more over the life of the loan.
Why would I get pre-approved before car shopping?
Your car is likely one of the most expensive purchases you’re going to make. If you’re not planning to pay entirely in cash, you’ll need car loan financing to help make up the difference between the price of the car and the amount of money you have. If you go car shopping before getting pre-approved, you won’t know how much you can borrow and may waste time looking at cars that aren’t in your budget.
Can I get pre-approved from my bank?
If you’d rather work with your bank or credit union, we’re happy to work with them, too! We work with a lot of top local and national lenders so we suggest that you also chat with our financing department, either online or at the dealership, before making your final decision to see if we can’t get you a better rate or more favorable loan terms.
I need a car NOW. How can getting pre-approved help?
When you’re pre-approved, you’re ready to BUY. You’ll be able to confidently walk into our dealership or shop our inventory online, find the car you want, and start the purchase process right away. We’re known for our quick and efficient process helping folks get in-and-out in less than an hour — sometimes less than 30 minutes!